Category: Commercial Insurance
As a Risk Management Consultant and Insurance Broker for nonprofits, it feels like every day brings a new set of guideline and declarations. Every organization is trying to pivot, get creative, stay in front of their audiences and donors, and figure out what the long game looks like. As I talk to my clients about their immediate and future needs as it pertains to insurance and risk management in the face of COVID-19, one question is constant:
As businesses are allowed to reopen there are new operational risks to identify, mitigate, and where possible, eliminate. The issues are diverse and are not always tied to COVID-19 exposures.
As businesses reopen and employees return to work, supporting mental health will be a key factor in a successful reintegration. Our friends at Travelers recently published an article and whitepaper that offers recommendations about how to truly care for your employees physical and emotional well-being.
As businesses are allowed to reopen there are new operational risks to identify, mitigate, and where possible, eliminate. The issues are diverse and are not always tied to COVID 19 exposures.
On April 13, 2020, the Commissioner of the California Department of Insurance (DOI) ordered insurance companies to refund premiums to consumers and businesses affected by the COVID-19 emergency.
Our team has been fielding inquiries from clients for the past few weeks related to the novel coronavirus (COVID-19). Below are answers to some frequently asked questions that we hope will assist you in decision making and provide you with insights into your insurance coverage for this unprecedented event.
California Governor Gavin Newsom recently signed a law giving childhood victims of sexual abuse more time to decide whether to file lawsuits. Expanding the statue of limitations gives victims until age 40, or five years from discovery of the abuse, to file civil lawsuits.
Many businesses use independent contractors in their operations on a daily basis. A new law which Governor Gavin Newsom signed on September 18, 2019 – Assembly Bill 5 (AB5) – looks to change that by codifying the ABC test handed down by the California Supreme Court in the recent case of Dynamex which distinguishes employees from independent contractors.