Author: Martin Fox-Foster
Our team has been fielding inquiries from clients for the past few weeks related to the novel coronavirus (COVID-19). Below are answers to some frequently asked questions that we hope will assist you in decision making and provide you with insights into your insurance coverage for this unprecedented event.
Many businesses use independent contractors in their operations on a daily basis. A new law which Governor Gavin Newsom signed on September 18, 2019 – Assembly Bill 5 (AB5) – looks to change that by codifying the ABC test handed down by the California Supreme Court in the recent case of Dynamex which distinguishes employees from independent contractors.
After one of our nonprofit clients submitted a property claim based on significant water damage, the insurer denied the claim on the basis that the cause of loss was determined to be within the flood exclusion. The insurance company’s expert engineer produced a report supporting their denial.